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"DECISÕES E SOLUÇÕES" is a brand owned by DECISÕES E SOLUÇÕES – MEDIAÇÃO IMOBILIÁRIA, LDA, AMI license no. 9300 | DECISÕES E SOLUÇÕES – INTERMEDIÁRIOS DE CRÉDITO LTDA, Tied Credit Intermediary, registration no. 0000926, authorized by the Bank of Portugal to provide consulting services and authorized to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work relating to credit agreements that have not been presented or proposed by them). Credit agreements covered: Housing Credit and Consumer Credit. Lenders or groups of lenders with whom it maintains a binding contract: BANCO SANTANDER TOTTA, S.A., BANCO BPI S.A., NOVO BANCO, S.A., BANKINTER, SA – SUCURSAL EM PORTUGAL, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., MONTEPIO CRÉDITO – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – SUCURSAL EM PORTUGAL, information verifiable at Banco de Portugal. DECISÕES E SOLUÇÕES – INTERMEDIÁRIOS DE CRÉDITO, LDA is registered with the Insurance and Pension Funds Supervisory Authority (ASF) as an Insurance Agent, under number 409311648/3, authorized for Life and Non-Life branches, verifiable at ASF. The insurance broker does not assume risk coverage, does not have the power to enter into contracts on behalf of insurance companies, and is not authorized to receive premiums to be delivered to insurance companies. Linked Credit Intermediary, registered with Banco do Portugal under number 926